Industry news and views from Panacea and our partners.
Partner Guides & Whitepapers_
Fidelity Adviser Solutions: A guide to the new Consumer Duty
The FCA has now published the final rules relating to the Consumer Duty. They mean advice firms will have to implement major changes to how they operate and deal with clients on an ongoing basis. The implementation deadlines are extremely challenging given the ramifications of this regulatory directive. Fidelity Adviser Solutions have created a summary of the rules.
Schroders Emerging Markets Lens: your go-to guide to emerging markets (Unstructured reading)
Our new regular analysis highlights the charts and data that matter to emerging market investors.
FundsNetwork: Helping your clients stay cyber safe at home, online and on the move
In an increasingly digital and online world, its important that information and data is secured and protected. The best way to ensure your clients stay safe online is to make them aware of the threats and know how to counter them.
FundsNetwork: Paraplanning in a Pandemic 2021 report
FundsNetwork are delighted to be sponsoring Professional Paraplanners unique report Paraplanning in a pandemic. The report covers the development of the paraplanner role within financial advice firms as well as the impact of the pandemic crisis and how the market might change going forwards.
FundsNetwork: Global women & money study 2021
In their latest report Fidelity explore how women across the globe choose to manage their money and their attitudes towards investing. What are the long-term consequences this can have on their retirement outlook and how has the pandemic impacted them.
FundsNetwork: Protect your inbox from hackers
Email takeover is becoming a very common feature of financial fraud and advice firms and their clients are commonly targeted. The good news is there are some simple steps you can take to protect your email account from hackers. These can protect your inbox from unauthorised access, helping to safeguard your business and your clients from fraud.
FundsNetwork: What are the latest adviser trends on sustainable investing?
Client allocation in ESG has grown to 15% in the last year and 68% of advisers expect to see a continued increase in assets invested in ESG funds and solutions.
Royal London: How to Die Well
Since the outbreak of COVID-19, the subject of death has never been so prominent and we know that many of our customers have experienced an unexpected loss. But, despite it being a universal experience, we still find conversations about death incredibly hard, making it one of the life events were least equipped to deal with.
Prudential: Are your clients SKIing?
Whats stopping clients adopting wealth transfer strategies?
FundsNetwork: What does it really mean to be an IFA today?
FundsNetworks latest study examines how advisers views have changed from last year and how firms are planning for the post-pandemic period. Although 59% of advisers have struggled to attract new clients, 60% of firms are looking to grow organically over the next five years. The results provide great grounds for optimism as the sector looks to move forward.
Inonda: A guide to Reducing Risk In Your Firms Business Development Strategy
Theres inherent risk in any marketing strategy. But the most common marketing tools of ppc and buying data for mass emailing may carry more risk than another lesser-known strategy.
Aegon: Money vs mindset - why financial wellbeing matters
At Aegon, we believe getting more people to access financial advice will improve their financial wellbeing. Our role is to help intermediaries encourage clients to plan for their future.
FundsNetwork: The transition from LIBOR and other IBORs
The use of the LIBOR (London Interbank Offer Rate) is expected to come to an end at the close of 2021.
FundsNetwork: Do your client's understand ESG investing?
Sustainable investing was gaining popularity before the coronavirus pandemic, but the outbreak has pushed the demands further up investors agendas.
M&G: Spotlight on environmental challenges: targeting solutions for the planet through impact investing
We believe there are huge opportunities for innovative companies that can successfully deliver viable products and services that help solve some of the worlds most pressing environmental challenges.
FundsNetwork: Pensions in-depth: the lifetime allowance
Paul Kennedy and Paul Squirrell, FundsNetworks tax and pension experts, discuss some important considerations around the initial phase of planning, on establishing the clients individual lifetime allowance.
FundsNetwork: Adviser Guide to Sustainable Investing
Sustainable investing has now moved into the mainstream and more and more clients are taking an active interest in how their money is invested.
Curtis Banks: Commercial property
Many people are aware that its possible to invest in commercial property using a pension, but arent entirely sure how it works in practice. Our Property Guide aims to give a comprehensive introduction to this area of investing
Royal London: Responsible investing: New evidence, new energy
Our new paper reviews existing empirical evidence on how responsible investing affects returns.
Nucleus launches latest white paper on behavioural finance
What's said out loud is often only part of the story. Download our latest white paper on behavioural insights and discover the untold stories influencing your clients' decisions.
Nucleus launches latest white paper on behavioural finance
What clients tell you isn't always the whole story. Find out how behavioural insights can help unlock the unconscious forces that can influence decision-making.
FundsNetwork: Ensuring the fair treatment of vulnerable customers
The FCA recently issued Guidance Consultation GC 20/3 setting out requirements firms must follow to protect vulnerable customers and ensure they are treated fairly.
FundsNetworks pension LTA adviser support package
Paul Kennedy and Paul Squirrell, FundsNetworks tax and pension experts, discuss the pension LTA and its framework, which was recorded before the lockdown.
CuraVision - The ABCs - Ms E - Ehlers-Danlos syndromes (EDS)
In this weeks CuraVision video Kathryn talks about Erica and Suzie*, who came to Cura seeking protection insurance to cover their mortgage.
FundsNetwork: Pension lifetime allowance
Planning has undergone a range of changes over the years. FundsNetworks guide covers areas such as transitional protection, enhancements and reductions, test trigger events and the LTA charge.
FundsNetwork's tax and pension technical materials
To help your discussions with clients at this time of year, our range of client-facing guides explain the more complicated aspects of pensions and allowances, in simple terms
FundsNetwork: Senior Managers and Certification Regime (SM&CR)
A new regulatory regime is beginning is your firm ready? The FCA has extended the Senior Managers and Certification Regime (SM&CR) to all solo-regulated firms from 9 December 2019.
Nucleus: Is your firm ready for the SM&CR?
The senior managers and certification regime (SM&CR) comes in to force for all solo-regulated firms on 9 December 2019. At Nucleus, were running a campaign to help our users get ready for this initiative. Whether youre about to finalise your preparations or you still have a way to go, financial planning firms need to understand whats required to make sure theyre ready.
Recommending FundsNetworks ISA and Investment Account to your clients
FundsNetworks due diligence guide covers the reasons why you can recommend their ISA and Investment Account to your clients. It provides detailed information about our service and commitment, including the investment range, income options, bulk switching and much more.
Fund Reviews launch in Defaqto Engage
Available to advisers through Defaqtos end-to-end financial planning tool, Engage, Defaqto Fund Reviews combine detailed quantitative and qualitative data to produce an in-depth report on not just fund families but also single funds. These can also be used by fund managers to provide more information to advisers beyond the fund fact sheet or KIID.
Seneca: Its time to specialise White Paper and Webinar
As the global economy may be overdue for a downturn with increased geo-political uncertainty, Seneca IM believes adding specialist assets such as real estate investment trusts, infrastructure and specialist financials to an investment portfolio makes sense.
FundsNetwork: Managing client expectations in uncertain times
As clients have become more accustomed to stable and growing markets, advisers worry about future stock market volatility and geopolitical risk. With this in mind, FundsNetwork has pulled together information from five fund partners. It includes a couple of guides that may be used directly with clients, plus additional insight and investment considerations for advisers.
FundsNetwork: Women and investing
Studies have shown that when women invest in the stock market they generally do well. However, the majority favour the perceived caution of cash. This comes at a cost, as their savings fall prey to inflation and lose value in real terms.
Defaqto: DFM satisfaction study 2019
This document reviews the service provided by DFMs, as rated by financial advisers. Broadly, the emphasis that advisers have put on the importance of each category of satisfaction is similar to last year
Royal London: Protection CPD hub - A guide to wills, trusts and guardianship
To help you meet the challenges of the Insurance Distribution Directive (IDD) - which requires everyone selling insurance to do at least 15 CPD hours per year - weve created a CPD hub. Here youll find protection research, webinars and guides - all divided into bite sized chunks, so its easy to build up those valuable CPD hours. One of the modules you might be interested in is our guide to wills, trusts and guardianship.
Aberdeen Standard Investments: The Rise of Impact Investing
Attempts to reduce the harmful impact of human existence on the environment are not new. The environmental or ecology movement has its roots in the 19th century. But it is only relatively recently that the political and social mainstream has paid it more attention. The fact that the majority of organisations embed environmental, and social governance (ESG) in their business processes, underlines the importance the subject has assumed in recent years.
Aviva: Guide to apprenticeships
Take a look at Avivas handy new guide to apprenticeships to find out how recruiting an apprentice could benefit your firm. Take a look at Avivas handy new guide to apprenticeships to find out how recruiting an apprentice could benefit your firm.
Aviva: Diversity and inclusion
Diversity, inclusion and representation in the workplace has never been a hotter topic than it is today, but why is that?
FundsNetwork: Explaining how pension withdrawals are taxed
To aid your client conversations, download FundsNetworks guide 'Explaining how pension withdrawals are taxed'.
FundsNetwork: Tax year end - Client guide to pension and ISA allowances
To support discussions with your clients, FundsNetworks latest guide to pension and ISA allowances, provides clear and concise information on the importance of maximising the allowances available. It can be downloaded from both the pension and ISA sections of their tax year end support hub.