Industry news and views from Panacea and our partners.
Business Development_
Carrot, Sticks and why employers need to take auto enrolment seriously
The next couple of years will see a huge number of employers approach and then pass the date in which they need to start to comply with auto enrolment regulation.
Uncontrolled and unaccountable regulation? The lessons to be learnt from RDR.
Through a combination of in-depth research, collation of existing data, reference to case studies and analysis of regulatory pronouncements, the FCAs own report published in December 2014 could not find any consumer benefit in RDR but still it continues to roll towards the removal of trail commission in 2016.
Auto Enrolment, Consultancy and picking the right route for your business
As we hit the period when smaller employers approach the challenge of complying with auto enrolment it seems that many of these firms are waking up to a certain reality
Fund EcoMarket SRI Database - plannned improvements
SRI and ethical funds have a long history of hiding their light under a bushel. Publicly available information all too often either ignores what makes these investments special (and therefore why a client might buy them), under or over-promises - or is so complicated that it can be like wading through treacle!
BESecure Mail
Panacea Adviser are delighted to announce their latest partnership with BESecure Mail (BESM). With BESecure Mail YOU continue to use your normal email address(es) & preferred system (Outlook 2010+ / Apple Mail) YOU retain full control of your data - message(s) and attachment(s) YOU control who opens them YOU decide how to identify your intended recipient YOU hold your encrypted data in your personal BESM folder YOUR data is always encrypted by us WE never store or see your information or the security parameters you set
February Oracle Technical edition now available
Prudentials latest edition is now available - covering interesting and topical related commentary that could help you to identify new financial opportunities with your clients.
Winning your clients trust and safeguarding their data
At the end February Panacea Adviser teamed up with ThoughtLeadership Live and Mailock to produce a FREE 'Bento for One' webcast to support and educate advisers on data security.
ETPs: understanding the phenomenal growth
2014 was a landmark year for exchange traded products (ETPs) with global industry AUM reaching $2.77 trillion, record global inflows and increased adoption from institutions, intermediaries and retail investors1. As growth of the industry continues a proper understanding of these products is essential.
BESecure Mail
Panacea Adviser are delighted to announce their latest partnership with BESecure Mail (BESM). With BESecure Mail YOU continue to use your normal email address(es) & preferred system (Outlook 2010+ / Apple Mail) YOU retain full control of your data - message(s) and attachment(s) YOU control who opens them YOU decide how to identify your intended recipient YOU hold your encrypted data in your personal BESM folder YOUR data is always encrypted by us WE never store or see your information or the security parameters you set
Standard Life Investment: What explains Europes disappointing returns?
Since the financial crisis, a yawning performance gap has emerged between the US and European equity marketsnearly the largest in 20 years. And yet, traditional explanations of this divergencebased in broad economic trends or simple industrial comparisonsare unappealing.
Standard Life: Global Perspective What explains Europes disappointing returns?
Since the financial crisis, a yawning performance gap has emerged between the US and European equity marketsnearly the largest in 20 years. And yet, traditional explanations of this divergencebased in broad economic trends or simple industrial comparisonsare unappealing.
Standard Life Investment Global Overview
Currency unions are a tricky business; a successful one requires integrated markets, labour mobility, mechanisms for fiscal transfers and centralised financial supervision. The US shows the effectiveness of a union that works.
Scottish Widows Read Februarys edition of Techtalk
Techtalk is our free online magazine which is written by our technical experts and provides technically relevant, up-to-date information. The key rationale of techtalk, and indeed one of the reasons it is so popular amongst financial advisers, is the non-sales, non-promotional approach of the articles. The overall theme is to anticipate, interpret and forecast key industry changes and regulation.
'Vision without execution is hallucination.'
Were all time poor, but can we find time to dream? If we dont, we should all try it at least once and dare to dream about where our business should and could go.
Winning your clients trust and safeguarding their data
Panacea Adviser has teamed up with ThoughtLeadership Live and Mailock to produce a FREE Bento for One webcast to support and educate advisers on data security.
FundsNetwork launches end of tax year support zone
To support you at this time of year, FundsNetwork have launched a dedicated Support Zone which includes a range of material to help you remind clients about the benefits of using their annual allowance.
Winning your clients trust and safeguarding their data
Panacea Adviser has teamed up with ThoughtLeadership Live and Mailock to produce a FREE Bento for One webcast to support and educate advisers on data security.
Equifax investor profiles
Equifax Investor Profiles has now officially been launched, providing a new generation of consumer segmentation and leveraging affluence, life stage, household composition and investment purchase behaviour to create a uniquely powerful product for the financial services market.
Unbiased: Tax Action 2015
Unbiased: Did you know UK taxpayers could be richer by billions of pounds?
Prudential: Continuing our support for advisers
Prudential has been listening to advisers comments for the Support For You section of PruAdviser and have made a number of changes following their feedback.
Is your email as secure as you think?
Technology has changed our workplace experience so much that we tend to forget what we ever did before the widespread introduction of email and the internet.
Using behavioural science in your conversations with the sandwich generation
Recently, Aviva launched its latest New Thinking book on behavioural science and the sandwich generation. Now Aviva is looking at how you can use this theory in conversations about retirement planning, protection and private medical insurance with these squeezed clients.
Intelliflo: Change up to Intelligent Office and well get you up and running on our UK-based, market-leading business management system with no up-front charges.
Intelligent Office has everything you need to take your business up a gear, including increasing the efficiency of your client servicing, improving your profitability and helping you take regulatory requirements in your stride.
Aviva: Get a deeper understanding of the sandwich generation
Download your copy of the latest New Thinking book, and access videos, top tips and insights on behavioural science at AvivaSandwichGeneration.co.uk. You can also earn structured CPD hours as the book is accredited by the CII.
Connect with videos, podcasts and webcasts
M&G Connect provides fund updates directly from the fund management floor. Updated on a monthly basis, these timely, short and informative updates aim to keep you connected with M&Gs investment team.
Advisertech - Mastering email
welcome to Month 14 here on Advisertech. This month well be looking at Mastering Email Marketing.
You can have data without information, but you cannot have information without data.
In todays day and age data collection is de rigueur everyone is at it from the supermarkets who appear painfully deluded about the way we shop today, to the regulators that police our (and every other industry) who can sometimes appear not to have a clue what to do with the information, right up to the Secret Service of the most powerful nation in the world who believe it is necessary to capture every single communication that ever existed.
The Paraplanner directory has a new home.
As you are aware we recently refreshed our website and decided that the Find a Paraplanner page would be much better sitting in the Better Business area of the website.
Scottish Provident: We all get frustrated when technology lets us down and advisers are no different
How many times have you managed to get a client to focus on and discuss their protection needs, then agree the best way forward only to lose the business because the application process was lengthy, inefficient and far from user friendly?
Scottish Provident: The new webcentre - intelligent from the core
Weve improved our online quote and apply service to make doing business with us easier. But what are the benefits of the changes being made to Webcentre?
Financial Social Media UK: Series 1 FCA Guidance Social Media
Guidance consultation: Retail investment advice - Clarifying the boundaries and exploring the barriers to market development
Scottish Widows New Roundtable (Small business owners)
New roundtable: The rise of women and graduates as small business owners
Advisertech: Online marketing make your message spread like wildfire
Its a new month, and a new module on Advisertech. The next six months will be all about online marketing in the wider sense than we have dealt with the subject so far.
Setting the Record Straight, with John Warburton, executive director, distribution, at Prudential
We face a new paradigm for financial planning and retirement provision, according to Prudentials executive director, distribution, John Warburton, who believes George Osbornes Budget announcements very much suit the insurance giant over the medium to long term.
Working for yourself is the dream?
Reading Business Matters online recently, I came across this great observation on What they dont tell you about being an entrepreneur- that too often it leads to disappointment.
Drawdown, annuity or a combination? What's best? Model it with the LifeCash Apps
With the introduction of the new pensions rules advisers are looking at the options for clients in the at-retirement market. One of the biggest challenges is engaging the client in a meaningful way, which they understand and buy in too.
Equifax Touchstone Limited Latest Updates
New Touchstone maps facility that is fully integrated with the system and customisable
LifeCash Pro: How others use it
Last week, Panacea announced their partnership with LifeCash Pro, an iPad app that can delivery fast, effective and easy-to-use cash-flow modelling.
Pete Chadborn on Adviser Business Models. Marketing & protection finance podcast episode 2
Is it possible to run a small adviser firm to meet the needs of every single potential customer?