Industry news and views from Panacea and our partners.

Adviser Letter of the Week_

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Moving between companies and adviser charging. Can anyone answer this question?


If I systematically start moving my clients across from fund based comms to adviser charging at reviews and then decide I am to move networks

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IFA letter of the week to Robin Walker MP Conservative MP for Worcester.


Thank you for your time in the matter of your letter dated 06/12/12 and in turn the response from Sajid Javid MP.

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Some feedback required


We have been told about an adviser who applied to set up a DA authorised firm back in August.

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Letter to Chancellor


According to the press, you are considering changing, yet again, the rules concerning pension contributions and tax free cash. This is daft, on a number of fronts.

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IFA question of the week


I am not sure if you have any thoughts on this, but I have a dilemma.

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MyTouchstone: InTouch IFA.


MyTouchstone is delighted to announce the launch of their quarterly newsletter – InTouch IFA. The newsletter is designed to keep you in the loop about the latest reports and features added to MyTouchstone.

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Alan Lakey and AIFA


Back when the RDR was merely a theory, and the awful reality had yet to hit home, a number of concerned advisers banded together to fight the plans before they became etched in stone.

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IFA Letter of the week


If the worst happens, would your clients need to break into their investments?

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Dear Mr Cameron: Claim Fabrication


Today I took a call from a longstanding client, a nice lady who has always struck me as being perfectly honest. The conversation went something like this

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Wizard Learning: Expected Solution Packages and discount offer


If you are planning to take the R06 or the AF5 exams in October or in the future our Expected Solution Packages can help you pass.

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The Panacea Twitterview - Adviser charging


Following on from previously successful ‘Twitterviews’, PanaceaIFA will run their next ‘Twitterview’ with Equifax My Touchstone.

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BlackRock: helping advisers transition their business


In a recent survey, 64% of advisers highlighted that the ongoing profitability of their business is the most important concern for them post the Retail Distribution Review (RDR)* - are you one of these advisers?

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IFA letter of the week


The Adam Smith Institute, the well known free market think tank, has produced a paper – “Simple Rules for Complex Systems: Streamlining the UK’s Financial Regulatory Regime”.

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More Red Tape


I probably won’t get many people on this site disagreeing when I ask what purpose the Regulator fulfils? This is not meant to be a facetious question, but let us start with what I think is fairly self-evident.

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Alan Lakey: Who are the medal winners of the past four years?


Four years of intense graft, effort and sacrifice reached its conclusion this year and, no, this is not about the FSA and the RDR experiment

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IFA letter of the week


I noticed you put an article up recently about how everyone is going to meet the RDR requirements.

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R06 exam


You can purchase our package now and get access to our training material prior to our Expected Solution being issued.

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The PanaceaIFA Twitterview


Following on from previously successful Twitterviews on Business Transition and Protection, on the afternoon of 27th July 2012, PanaceaIFA ran a ‘Twitterview’ with Ascentric.

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IFA Letter of the week


I am amazed at her comments with regards to the board taking decisions as a whole as that never was my or any other advisers concern

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IFA letter of the week: MPs blast Turner over Money Advice Service budget hike


Once again I have cause to congratulate you on your robust challenge to the FSA over costs of the Money Advice Service.

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IFA letter of the week


I am seeking evidence against the notion that the Financial Services Industry has become spineless and disinterested in huge sections of the UK population.

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Meaningful Money - Successful Investing TV Series


I shot the Successful Investing series as part of the ongoing MeaningfulMoney plan to educate people about their money. It summarises my own beliefs about how money should be managed, and, in the final video, outlines the four main mistakes I see investors making.

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Facebook comment from Fidelity


In this Q&A, Dmitry Solomakhin, Portfolio Manager, Fidelity Funds Global Technology Fund, shares his thoughts on Facebook and where he is finding opportunities in the technology sector:

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Insolvency too


This came to me by e mail on Friday, it was a mail to an IFAs accountant raising some interesting points: The identity of the adviser has been kept out of the ether for now for obvious reasons.

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LinkedIn - the business Facebook


Have you joined LinkedIn? You may have done so and done little with your profile or you may have just ignored what looks like a constant stream of requests to be a friend on LinkedIn.

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IFA letter of the week, The hippocratic oath for lawyers and the rule of law?


The Hippocratic Oath is an oath historically taken by physicians and other healthcare professionals swearing to practice medicine ethically. It is a shame that there is not a Legal Hippocratic Oath, an oath taken by lawyers and other legal professionals

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IFA letter of the week


I bet the FSA has never read it… The man of system, on the contrary, is apt to be very wise in his own conceit; and is often so enamoured with the supposed beauty of his own ideal plan of government, that he cannot suffer the smallest deviation from any part of it.

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IFA letter of the week: Adviser Alliance


The lack of a 15 year longstop has caused concern for some considerable time

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“A cunning plan indeed” IFA letter of the week”


Between 1974 and 1985 I did Financial and Management Accounts work and this took in Salaries and Wages routines and even Auditing tasks.

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Restricted versus independent


We have spoken in the past on a few topics. Looking at latest Panacea I read with interest the article by John Joe McGinlay on restricted versus independent.

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IFA letter of the week: FOS procedures


Further my email to you on the 5th December 2011, nearly 2 months ago, I am still waiting for a reply.

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Wizard Learning: CPD and gap fill system


Our online courses are designed to provide the required training material and assessments for RDR gap filling

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Wizard Learning: R01 to R05 online courses for exams and gap filling‏


Online course demonstrations for R01, R02, R03, R04, R05

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IFA Letter of the week-Quantative Easing


It's a slow day in a little Scottish town. The sun is beating down, and the streets are deserted. Times are tough

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Wizard Learning: News on diploma, CPD and gap filling


We have designed this short audiovisual presentation to demonstrate all the features and benefits of using our Gap Analysis & Assessment Tool

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All quiet on the docklands front.


I attended the meetings in London last winter Re RDR

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Fair play or foul


Legal Ombudsman Scheme Parliamentary changes show up unfairness of FOS.

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New FOS rules


I see that under the new version of FSMA, complainants will not have to accept an Ombudsman's decision in writing.

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Looking for a CF30 locum for my new business


I'm currently seeking FSA registration for a new financial advisory website and need a CF30 qualified locum

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History Lesson


Thoughts on a new trade body- is History Repeating?

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