Industry news and views from Panacea and our partners.
LV=
A new investment bond from LV=
The freshly launched LV= Smoothed Bond provides an onshore bond investment that benefits from their proven smoothing mechanism. Find out more here
LV=’s consumer research hub
Since June 2020, the height of the pandemic, LV= has been surveying UK adults on everything from socialising spend to savings and retirement. Every edition of the Wealth and Wellbeing monitor is available here
LV=Did the ‘unprecedented times’ take their toll on consumers?
Whilst they’re certainly not over yet, did the unprecedented times of the pandemic dive consumers need for stability not only in their day to day life, but their investments?
Introducing our new LV= Smoothed Bond (60 minutes)
The webinar details the benefits of the Smoothed Bond and how it can help you and your clients. We were also joined by Adam Ruddle, Senior Investment Manager at LV=, who provides an in-depth market and fund performance and Strategic Asset Allocation update.
LV= Limiting risk for your ‘low composure’ investment clients
Watch this recent webinar from LV= and Oxford Risk, featuring behavioural finance expert Dr Greg Davies. During the webinar they explore how the need for emotional comfort drives investor behaviour, Anxiety Adjusted Returns and investor composure, and the psychological benefits of prioritising a smoother journey over seeking maximum risk-adjusted returns.
LV= Smoothing, done differently
Explaining smoothing to your clients doesn’t need to be complicated. LV=’s smoothing mechanism is easy for your clients to understand as it’s based on what’s already happened - rather than what might happen in the future. So, how does it work?
LV= Can cash investors find comfort in smoothing?
LV=’s Smoothed Managed Funds could be an ideal solution for your new and existing clients who are uncomfortable with investment risk, or who do not wish to expose their accumulated capital to undue risk but are looking to take action to stop inflation eroding their savings.
LV=: Smoothing, done differently
Explaining smoothing to your clients doesn’t need to be complicated. LV=’s smoothing mechanism is easy for your clients to understand as it’s based on what’s already happened - rather than what might happen in the future. So, how does it work?
LV=: Can cash investors find comfort in smoothing?
LV=’s Smoothed Managed Funds could be an ideal solution for your new and existing clients who are uncomfortable with investment risk, or who do not wish to expose their accumulated capital to undue risk but are looking to take action to stop inflation eroding their savings.
LV=: ESG - actions speak louder than words
More people are thinking seriously about their impact on global climate change and sustainability challenges through the investment of their pension savings. LV=’s Senior Investment Manager, Adam Ruddle, explores how they are taking this demand seriously through the integration of ESG principles within their smoothed fund investment strategy.
LV= : New to smoothed investments?
Learn more about LV=’s Smoothed Managed Funds and how they can offer a low volatility journey for your Pension, ISA, Bond or SIPP and SSAS clients.
LV=: Limiting risk for your ‘low composure’ investment clients
Watch this recent webinar from LV= and Oxford Risk, featuring behavioural finance expert Dr Greg Davies. During the webinar they explore how the need for emotional comfort drives investor behaviour, Anxiety Adjusted Returns and investor composure, and the psychological benefits of prioritising a smoother journey over seeking maximum risk-adjusted returns.
Helping your clients navigate through the long-term care journey (40 minutes unstructured)
LV=Fresh ideas on who to target & how to add juice to your IP conversations
Wake up to IP is back for 2018 IP protects against our biggest financial risk: a sudden income shock due to long-term sickness. That's why LV= believe IP is the most important protection product for UK working families.
LV=Safely under one roof!
The FCA legacy review has again highlighted that many clients have pension funds in old schemes with high charges.
LV= Announces retirement webinars for advisers
Retirement specialist LV= is hosting a series of five retirement webinars for advisers who want to look at how they can make the most of the opportunities the pension reforms offer them and their clients.
LV= Retirement Hopscotch – Post Budget edition!
We’re excited to announce the launch of an updated version of the popular LV= Retirement Hopscotch tool.
LV= Are you ready for the retirement opportunities coming in April 2015?
The new pension landscape gives retirees greater choice as to how they take their pension income and we want to support advisers and enable them to navigate the changes effectively.
New for 2015 – LV= offers income protection seminars for advisers
Protection specialist LV= is hosting nine income protection seminars for advisers who want to look at how they can boost their income protection sales, called Wake up to income protection.
LV= Personal Pension and Drawdown No signature required
We’re always looking to make your life easier and speed up our processes, so we’ve now launched signatureless applications – run a quote and submit the application from your desktop – with no client signature required!
LV= can help you build new solutions for your clients
George Osborne's Pension changes continue to generate media coverage and raise client awareness and expectation about what's available from April 2015.
LV= Secure income options – choice with certainty.
Although welcome, the wider range of pension freedoms introduced in the budget have the potential to add a fresh layer of complexity to what is already a daunting topic for many people.
LV= Nearly half of advisers considering further retirement income qualifications post budget
Post Budget nearly half (45%) of advisers are looking at taking further qualifications to increase the range of retirement products they can sell.
LV= One in three retirees see health worsen in first five years of retirement
LV= reveals that significant life changes occur for millions of Britain’s retirees in the early years of their retirement. These changes can heavily impact a retiree’s financial situation and alter the most appropriate way of structuring their retirement income.
LV= research reveals Sandwich Generation reaches over one million
With over 1 million people now financially responsible for both younger and older family members, LV= looks at the financial impact.
LV=Next April's pension reforms are going to have a profound impact on retirement in the UK
With an estimated 30 million pension policies in closed funds worth an estimated £150bn* - many with excessive charges and limited investment choice - it's certain that your clients will be looking to you for the security and reassurance that their preparations and plans are going to allow them to take full advantage of the wider options offered by the new 'freedoms'. *Source: FCA estimates
LV: Time is money
There's no doubt that the much discussed pension reforms coming into effect next April offer tremendous opportunities for you and your clients - but at what cost?
LV= Pension Consolidation - plan ahead now and get the perfect outcome for you and your clients
Introducing the LV= Transfer Value Analysis Service (TVAS)
We know that you want to make sure you are recommending to your clients a provider who can offer investment options and provide access to the new pension reform freedoms.