1st December 2014

LV= Secure income options – choice with certainty.

Although welcome, the wider range of pension freedoms introduced in the budget have the potential to add a fresh layer of complexity to what is already a daunting topic for many people. Your clients will be looking to you for guidance - and we believe that we are ideally placed to help.

The need to be able to offer flexible solutions that can adapt to changing circumstances in retirement has never been greater.

If you are concerned about offering your clients a retirement solution that can adapt to their circumstances, then contact LV= to find out how we can help.

Our Protected Retirement Plan is one of our Secure Income Options.  It can help you tailor a solution that offers your clients a guaranteed income to meet their essential bills in retirement PLUS access to the wider pension freedoms AND the reassurance that they can retain control over their retirement money to adapt to changing circumstances.

The security of an annuity but with the flexibility of a drawdown pension . . .

The Protected Retirement Plan is a fixed term annuity that provides clients with a guaranteed pension income for an agreed fixed term, from 3 to 25 years.

At the end of the term LV= pay a guaranteed maturity value that your client can use to buy another retirement product.

A flexible and secure alternative for clients who need the comfort of a guaranteed level of income but don't want to tie themselves to a set income for life.

This Secure Income Option offers: 

• A fixed plan term - between 3 and 25 years

• Choice of income level

• A guaranteed maturity value at the end of the term

• Valuable death benefit options 

The option to transfer out at any point.

If you have clients with other providers who are approaching retirement or looking to take advantage of the wider pension options  but concerned about ensuring a guaranteed level of income, then take a few moments to find out more about our Secure Income Options and, in particular, what our Protected Retirement Plan can offer.

Pensions