9th July 2014

Prudential: Talking a good retirement game

All clients have aspirations for their retirement and some may already be putting funds aside to try and achieve an enjoyable retirement.

The key to getting the best returns for your clients is to invest when markets are at the bottom and then retire very happily when markets are at the top! As our experiences teach us, the investment landscape is not so simple – which is one reason why more clients are looking for advice on retirement planning. Our Flexible Retirement Plan can help you provide a smoother investment journey to retirement.

Keeping in control

Retirement funds are impacted by market volatility, charges and the effect of inflation – all of which are difficult to control.

Tackling Investment volatility
At Prudential we provide multi-asset funds, our PruFund range, which provide smoothed returns on the fund. Our Expected Growth Rates – which are the expected long term returns of the Funds - can help to give an indication of future growth. We can also use unit price adjustments, which can be upwards or downwards, to keep the price of units in line with the underlying assets of the Fund.

Take a look at the performance since the launch of the PruFund Growth Pension Fund, our oldest PruFund, and you can see how smooth the journey has been despite investment volatility.

Keep control of the pension fund
We also offer external funds which can complement our multi-asset funds or be used on their own. The Golding Smith Report shows how our charges compare with other pension providers for different client scenarios. For the full range of funds available see the Fund Guide.

Our discounts can reduce charges over time and when the fund grows.

By tackling investment volatility and managing charges, you are well placed to deliver real growth for the retirement plans of your clients.

Ask us how we can help provide a smoother journey to retirement or contact your Prudential Account Manager for more information.

Pensions, Retirement