28th April 2014

LV= Income Protection is own occupation for everyone!

In order to simplify cover and to make it easier for your clients to understand and claim on, LV= income protection offers own occupation cover, which applies for the lifetime of the policy, and for the length of any claim.

But the great news doesn’t stop there:

•     The number of occupations insured have been extended (to cover 95% of the occupations listed by Origo)
•     Increased the maximum age at expiry to age 70, across all occupations
•     Improved the ‘homemaker’ definitions and increased the maximum cover to £1,500
•     Extended ‘own occupation’ to those who claim during the first year of a career break* 

Hear all about the changes in the short explainer video for advisers here. 

And for a summary of the, download the latest sales aid here

And be wary of hidden nasties!
Recently, a number of providers updated their income protection to offer own occupation cover. But not all is as it first appears… take a look at this simple comparison aid to help you compare the different products and features available, and see for yourself which providers offer easy to understand income protection. 

For more detail on the LV= range of protection products go to LV.com/adviser

Protection