28th November 2011

Fully comprehensive critical illness cover from Ageas

We now exceed the industry benchmark for 15 Critical Illness conditions, including 4 of the most common conditions claimed. Combined with our unique Total Disability option covering both temporary and permanent incapacity you can be confident that with Ageas Protect your clients are comprehensively covered.

The 4 most common critical illness conditions claimed in 2010 represented 84% of all successful claims* as demonstrated below. That’s why we think it’s important to ensure these definitions exceed the industry standard, increasing the likelihood of a successful claim.

Based on SCOR Global Re claims data, 2010

This is how we’ve done it…

Cancer
We now cover certain skin cancers including malignant melanoma and basal or squamous cell carcinomas that have spread beyond the outer layer of skin, or have invaded and spread to the lymph nodes or distant organs.  

Heart Attack
We do not require your client to demonstrate typical symptoms such as chest pain. This means that the claimant could have suffered a ‘silent heart attack’ and will be able to claim if they satisfy the other definition criteria.

Stroke
We have removed the standard exclusion included in the ABI model definition where a stroke is caused as a result of a traumatic head injury.

Multiple Sclerosis
We recognise that diagnostic procedures have improved so customers only need demonstrate persisting clinical symptoms for 3 months instead of 6 as defined in the ABI model definition.

These improvements are designed to remove unnecessary barriers and improve claims outcomes.

Additional value and support
For the second year running we will be rolling out all critical illness enhancements to our existing customers too.

With additional support from Best Doctors, your clients can be confident that we’ll do all we can to pay their claim and get them back on their feet as quickly as possible.

Critical Illness Cover from Ageas Protect. Fast, fair and affordable.

For more information please visit our Critical Illness Microsite or call us on 0845 600 6829

Protection