David Ennett says that when evaluating how much credit risk to take, the most consequential decisions come from how you allocate within the high-yield market, rather than being in or out of the market itself.
Facilitating adviser fees through a client’s pension can deliver valuable tax efficiencies, but the rules are complex and getting them wrong can have significant consequences. Fidelity Adviser Solutions’ practical guide explains the key considerations, authorised payment rules and common pitfalls, helping advisers ensure fee facilitation is both compliant and in their clients’ best interests. Download now
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