There was a relatively brief period, in the depths of the global financial crisis, when the reliability of credit ratings – those apparently simple, shorthand codes representing a credit rating agency’s assessment of the risk of lending to a corporate, government or quasi-government borrower – was repeatedly called into question.
Facilitating adviser fees through a client’s pension can deliver valuable tax efficiencies, but the rules are complex and getting them wrong can have significant consequences. Fidelity Adviser Solutions’ practical guide explains the key considerations, authorised payment rules and common pitfalls, helping advisers ensure fee facilitation is both compliant and in their clients’ best interests. Download now
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