22nd September 2016

Prudential: Why are investment bonds still relevant for your clients' needs?

When it comes to investment bonds, it could be said that they don’t always instantly come top of mind as an option for your client to invest in. However, we believe their use and flexibility still continue to play an important role in financial planning and their tax benefits should not be quickly dismissed. 

Who are investment bonds suitable for?
Finding your client the right tax wrapper is key to helping them achieve their investment objectives, especially when they are looking for:

• Growth potential over the medium to long term
• Tax efficient withdrawals
• Some security in a volatile market for their investment portfolio
• Somewhere to invest surplus company cash or trustee funds
• Help with estate planning

Prudential have a range of onshore and offshore bonds available both on and off platform as well as a number of investment solutions and funds that can help to meet your clients’ attitude to risk and investment goals. 

Useful support available

Bond Hub
Take a closer look at Prudential’s dedicated hub which has all the information you need to assist with your client conversations.  

ClientFinder
Use the ClientFinder tool to help you easily identify the concentration of different investment bond client types in your area, which could help with your targeting and segmentation. Typical client types to look out for include Guaranteed Provision, Golden Outlook and Sage Investors.

CPD Tutorial for Bonds – Introduction to Bonds
Taxation, lives assured and withdrawals are amongst some of the topics we cover. Once you've viewed the boxset, visit our Test Centre to test your learning and get your CPD certificate. 

Corporate Investing Masterclass
Join Graeme Robb, a Prudential Technical Manager on 28^th September at 3pm for an in-depth look at corporate investing; focusing on the overarching concerns of directors, understanding tax concerns, case law and accounting practices. Register today.

Investment Commentary, Investments