15th February 2016

Scottish Widows: Techtalk tax year end special edition

Our Techtalk magazine provides topical expert guidance for intermediaries that anticipates, interprets and forecasts key industry changes and regulation. This Tax Year End special edition looks at the following key areas:

TAX-YEAR END PLANNING: AN INTRODUCTION

An introduction to tax year end planning using many different products including pensions, ISAs and investment bonds. Thomas Coughlan 

MAXIMISING FUNDING IN 2015/2016

An in-depth look at one of the of the most tax efficient approaches to tax year end planning – funding a pension using the current year’s allowance, taking account of the July 2015 Budget changes. Thomas Coughlan 

CARRY FORWARD

Large contributions often require carry forward of unused annual allowances. This example-based article explains how to make the maximum tax-advantaged contribution under the current rules. Thomas Coughlan

TAX PLANNING AHEAD OF THE TAPERED ANNUAL ALLOWANCE

Ahead of forthcoming pension restrictions, we look at the impact for high earners and how to maximise funding in advance of the changes. Thomas Coughlan

EMPLOYER CONTRIBUTIONS

Employer pension contributions can be highly tax-efficient for company owners, generating corporation tax relief and facilitating pension planning. Here we consider the benefits and the timing requirements. Thomas Coughlan

TAX RELIEF FOR THE SELF EMPLOYED

Tax year end pension planning for the self-employed depends on their ability to pay personal contributions in the tax year. The impact of the period of account on this and important deadlines are considered in detail. Thomas Coughlan

Download Tax Year End Special Edition  

Tax, Trust & ISA