Industry news and views from Panacea and our partners.

Investment Commentary_

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BNY: How are Generation X approaching retirement?


The wealthier and better-prepared end of Generation X is starting to retire. This cohort may accelerate a shift in retirement patterns driven by government action, changing attitudes, economic necessity and evolving patterns of wealth. As a result, advisers are adapting, bringing greater flexibility into their retirement models.

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BNY: Income in a volatile world: MAIF turns 10


The past decade has seen challenging market periods. Generating an income during these times when interest rates were very low has been tough but not impossible. Our infographic charts the BNY Mellon Multi-Asset Income Fund’s progression against the key macroeconomic events of the past 10 years.

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BNY: Addressing the retirement income conundrum


Natural income is not a mainstay in retirement portfolios, but Newton head of mixed assets investment Paul Flood believes this could change. Here he outlines what natural income is, why it is important in retirement and how using a multi-asset approach could find favour in retirement portfolios

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BNY: Diversifying risk with liquid alternatives


Newton head of multi-asset solutions Dimitri Curtil argues in a world of lower expected equity premia and high cash rates, liquid alternatives can offer the potential of diversified alpha when equities do not deliver.

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BNY: Global Real Return: strategy update


In this update video, Newton co-head of the Real Return team Andy Warwick reflects on the strategy's past year and shares his outlook on asset classes and the global economy.

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BNY: Meet the Income Earner


Citywire’s Meet the Income Earner features Newton’s Paul Flood and Citywire’s Frank Talbot discussing the BNY Mellon Multi-Asset Income Fund’s decade-long approach.

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BNY: Reframing Retirement


Citywire’s Reframing Retirement features Richard Parkin, Head of Retirement at BNY Investments, and Citywire’s Frank Talbot discussing the importance of investing for retirement.

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BNY: Six reasons to consider US municipal bonds


Insight Investment portfolio manager Jeffrey Burger details why he thinks ‘munis’ can provide some market advantages over US government bonds.

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BNY: 10 years of the BNY Mellon Multi-Asset Income Fund


As the BNY Mellon Multi-Asset Income Fund marks its 10th anniversary, Newton head of mixed asset investments Paul Flood considers what role the fund can play in generating a natural income in retirement.

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Artemis: Webinar: Is your global income fund ready for the next decade?


Tuesday 18 March, 10am Jacob de Tusch-Lec will discuss how he is positioning the Artemis Global Income Fund for the next decade, hunting for income outside the usual suspects and in underappreciated areas amidst a regime change for global markets.

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Artemis: Hiding in plain sight – US smaller companies


While the giant tech companies have dominated the US stock market over recent years, the shares of smaller US companies have been left behind. The new administration, with its pro-business policies, has given US companies a new surge of confidence. Artemis’ US team believes this represents a very attractive entry point to one of the world’s most vibrant economies.

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T.Rowe Price: A career defining moment for asset allocators


Following the news of a potentially significant shift in German and European government debt levels. German Bunds have witnessed some of their biggest moves since the GFC.

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Pictet: Investing in digital: insights from our experts


The digital world is rapidly evolving, driven by relentless innovation, robust growth, and increasing profitability. As technology continues to reshape industries and consumer behaviours, we believe the investment opportunity to be more compelling than ever.

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M&G Wealth: The growing appeal of insurance bonds, tax efficient strategies and the fast approaching TYE


With the tax year-end fast approaching, advisers need to be on top of the latest tax-efficient strategies to best serve their clients. M&G’s Mark Devlin, Senior Technical Manager sat down for IFA Magazine’s ‘IFA Talk’ podcast to unpack key tax and pension implications following the 2024 Autumn Budget.

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Rathbones Asset Management - In The KNOW blog: Taking the brakes off Britain?


After months of keeping their feet firmly on the growth brake, Rathbone Income Fund Manager Alan Dobbie asks whether the government and central bank might simultaneously be nudging towards the accelerator.

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PIMCO: Core Bonds: Unlocking Value in a Volatile Market


In the ever-evolving fixed income markets, active management offers compelling opportunities for investors. CIO Core Strategies Mohit Mittal explains our process for building resilient portfolios and the areas we see opportunity to maximize potential total return today.

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Schroders: Unconstrained fixed income views: February 2025


We have left our probabilities unchanged since last month, with a soft-landing scenario remaining our baseline view and a no-landing scenario—by which we mean we expect no further cuts from the US Federal Reserve (Fed) this cycle—a significant tail risk.

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Schroders: Venturing on: Why and how to invest in global innovation


Recent stock market volatility caused by a new AI challenger highlights how innovation is happening at pace on the world stage, which in turn provides compelling opportunities for venture capital investors.

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M&G Wealth: Consumer Support in a Consumer Duty World


If one outcome from the Consumer Duty is likely to make the single biggest difference to your clients, it’s this…

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PIMCO: Europe's Economic Struggles: A Silver Lining for Fixed Income Investors


As the European economy, particularly Germany, struggles with stagnant GDP and structural issues such as lagging technology and high energy prices, we see opportunities for fixed income investors.

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Pictet: Family businesses: outperformance through capital allocation


Owner-managers allocate their company’s capital like it’s their own – because it is.

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AXA IM: German election preview: Aiming at a grand reset


Germany holds snap elections on 23 February - nine months ahead of schedule, following the collapse of Chancellor Olaf Scholz's ‘traffic light’ coalition with the Greens and Free Democratic Party (FDP) in November 2024.

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Schroder AsiaPacific – embracing a technology opportunity that extends well beyond AI


The information technology (IT) sector performed strongly in 2024, driven in large part by excitement about recent breakthroughs in generative artificial intelligence (AI).

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Pictet: China isn't turning Japanese


China's debt mountain and recent economic woes have investors worried it might be headed towards the type of debt deflation that triggered Japan's lost decades from the early 1990s. We think that's unlikely.

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PIMCO: Watching the Fed Watching Tariffs and Inflation


It is not just tariffs that might affect inflation and growth but also trade uncertainty and the effects of the ambitious Trump policy agenda.

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Schroder Oriental Income Fund – six key themes driving Asian income and growth


Delivering a long-term total return from a region in which active managers thrive.

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AXA IM: Labour Market Gap


US labour market fuels the resistance of US interest rates, which is not making an already complex fiscal equation any easier.

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Pictet: Credit as a haven from the bond vigilantes


Big government deficits and rising debt loads threaten to draw the ire of bond vigilantes. By contrast, credit offers a haven for fixed income investors.

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PIMCO: Navigating Global Macro Risks in 2025


Explore the evolving risks and opportunities affecting global growth and inflation in our 2025 outlook with PIMCO economist Tiffany Wilding.

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Schroders: Global developments in sustainability regulation and policy Q4 2024


We highlight the latest sustainability policy milestones that are shaping the investment industry.

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AXA IM: CIO Views: Steady income should not be overlooked


Many bond investors have been enjoying higher income returns as the average rates (coupons) being paid on bond indices has been rising since 2021 and are likely to continue to do so as lower coupon bonds issued before 2021 mature.

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M&G Wealth: Consumer Understanding in a Consumer Duty World


It will come as absolutely no surprise that communicating to clients clearly and punctually goes some way to delivering good outcomes for them.

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M&G Wealth: Calculating the tax liability – Individuals and non-bare trusts


11/03 at 1-2pm. We’ll be looking at tax calculations for individuals and non-bare trusts, top-slicing relief, deficiency relief, time apportionment relief, and paying the tax.

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AXA IM: CIO Views: Bond returns potentially higher in 2025


Many investors have been enjoying higher income returns as the average market-weighted coupon on bond indices has been rising since 2021 – and are likely to continue to do so as lower coupon bonds issued before 2021 mature.

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Pictet: Malaysia: back on the emerging market equities map


Reform and investment are bringing Malaysia out of the shadows, opening up new investment opportunities in emerging market equities.

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Schroders: Green Macro Newsletter February 2025: EV tariff war and developments in carbon pricing policies


Schroders’ quarterly briefing on the economic impact of climate change, the energy transition and natural capital.

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PIMCO: Income Update: Strategies for a Shifting Market


Amid ongoing uncertainty and volatility, Group CIO Dan Ivascyn explains why it’s important to focus on high quality, and how we’re leveraging global high yielding opportunities to help cushion portfolios against volatility and optimize returns.

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AXA IM: This month's edition considers stock market exposure to US tariff risk, plus new analysis of regional buying and selling trends


Human life and economic prosperity are dependent on the benefits provided by nature. Biodiversity loss puts the ecosystems upon which societies depend, as well as the global economy, at risk.

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PIMCO: The Tariff Tug-of-War: Balancing Economic Growth and Trade Relations


Exploring the delicate balance between protectionism and global cooperation.

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AXA IM: Investing in Biodiversity


The urgent need to prevent and mitigate biodiversity loss can create responsible investment opportunities driven by increasingly stringent and tangible global regulations, long-term targets and corporate reporting commitments.

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