Industry news and views from Panacea and our partners.
Fidelity Adviser Solutions
FundsNetwork: Managing client expectations in uncertain times
Research from FundsNetwork shows that as clients have become more accustomed to stable and growing markets, advisers worry about future stock market volatility and geopolitical risk.
FundsNetwork: In-demand technical content all in one place
The whole area of retirement planning is arguably more complex than ever before so FundsNetwork have pulled together a range of topics that have been popular with advisers and paraplanners in recent months.
FundsNetwork: The lifetime allowance: the devil’s in the detail
Even though the lifetime allowance (LTA) may have been introduced as part of ‘pension simplification', back on A-Day in April 2006, given the constant tinkering it has seen over the years, LTA planning can be far from simple. In his latest article, Paul Squirrell, FundsNetwork’s National Pensions Sales Manager, covers the principles of the lifetime allowance, the protections available and the tax charges.
FundsNetwork: The State Pension: two separate systems
The State Pension is an important consideration when managing a client’s overall income in retirement. Here FundsNetwork examine the differences between the old and new State Pensions and the options open to clients should they wish to boost their entitlement by deferring their State Pension.
FundsNetwork: Managing client expectations in uncertain times
As clients have become more accustomed to stable and growing markets, advisers worry about future stock market volatility and geopolitical risk. With this in mind, FundsNetwork has pulled together information from five fund partners. It includes a couple of guides that may be used directly with clients, plus additional insight and investment considerations for advisers.
FundsNetwork: What does the future hold for the advised platform space?
Paul Richards, Head of Sales, FundsNetwork interviews Colin Turton, Director, AdviserAsset on the latest developments in the adviser platform market.
What scores are coming through on the service offered by FundsNetwork?
Paul Richards, Head of Sales, FundsNetwork interviews Colin Turton, Director, AdviserAsset on the latest developments in the adviser platform market.
Which way is pricing heading in the future?
Paul Richards, Head of Sales, FundsNetwork interviews Colin Turton, Director, AdviserAsset on the latest developments in the adviser platform market.
FundsNetwork: Women and investing
Studies have shown that when women invest in the stock market they generally do well. However, the majority favour the perceived caution of cash. This comes at a cost, as their savings fall prey to inflation and lose value in real terms.
FundsNetwork: Demystifying the technical aspect of pensions
With incessant industry change from a regulatory, legislative and technical perspective, FundsNetwork offers advisory firms comprehensive support including client-facing guides. Topics covered include carry forward, income drawdown, the annual allowance and much more
FundsNetwork: What criteria is used to rate platforms?
Paul Richards, Head of Sales, FundsNetwork interviews Colin Turton, Director, AdviserAsset on the latest developments in the adviser platform market.
FundsNetwork: What is the importance of price?
Paul Richards, Head of Sales, FundsNetwork interviews Colin Turton, Director, AdviserAsset on the latest developments in the adviser platform market.
FundsNetwork: What chance is there of a platform being selected when not towards the top of a charge comparison?
Paul Richards, Head of Sales, FundsNetwork interviews Colin Turton, Director, AdviserAsset on the latest developments in the adviser platform market.
FundsNetwork: How are advisers reacting to the changing platform market?
Paul Richards, Head of Sales, FundsNetwork interviews Colin Turton, Director, AdviserAsset on the latest developments in the adviser platform market.
FundsNetwork: Are there any signs that advisers think the platform market is going to settle down?
Paul Richards, Head of Sales, FundsNetwork interviews Colin Turton, Director, AdviserAsset on the latest developments in the adviser platform market.
FundsNetwork: Is the level of choice fuelling advisers to switch platforms?
Paul Richards, Head of Sales, FundsNetwork interviews Colin Turton, Director, AdviserAsset on the latest developments in the adviser platform market.
FundsNetwork: The lifetime allowance: the devil’s in the detail
Even though the lifetime allowance (LTA) may have been introduced as part of ‘pension simplification', back on A-Day in April 2006, given the constant tinkering it has seen over the years, LTA planning can be far from simple. In his latest article, Paul Squirrell, FundsNetwork’s National Pensions Sales Manager, covers the principles of the lifetime allowance, the protections available and the tax charges.
FundsNetwork: Calculating capital gains
Paul Kennedy, FundsNetwork’s Head of Tax & Trust Planning, explains the complexities of calculating capital gains. He discusses the methodology and the different factors affecting calculations, such as: initial purchase costs, equalisation, notional distributions, rebalancing model portfolios, fees and charges and much more.
FundsNetwork: The State Pension – the new vs. the old
The State Pension is an important consideration when managing a client’s overall income in retirement. Here FundsNetwork examine the differences between the old and new State Pensions and the options open to clients should they wish to boost their entitlement by deferring their State Pension.
FundsNetwork: The annual allowance charge – Scheme Pays
In his new postcard, Paul Squirrell of FundsNetwork provides a step-by-step approach to calculating clients’ annual allowance charges, including two case studies. He also explains the two types of Scheme Pays, mandatory and voluntary and the process and deadlines for Voluntary Scheme Payments which are available with the FundsNetwork Pension.
FundsNetwork: Pension lifetime allowance
FundsNetwork’s guide covers the key aspects of the pension lifetime allowance
FundsNetwork’s technical content all in one place
This toolkit brings together a range of topical areas which have been popular with advisers and paraplanners in recent months. The electronic document has been set up to allow you to easily navigate to the content of most interest to you.
FundsNetwork: Tax tables 2019/20
To help you prepare for the new tax year, FundsNetwork’s 2019/20 tax tables are now available to view and download. You’ll find all the tax rates, including Scottish rates, and thresholds you need at a glance.
Investment Platforms Market Study - FundsNetwork’s summary of the FCA’s final report
Following the FCA's Interim Report looking into the platform market in the UK, the regulator has just published its final findings and remedies (MS17/1.3).
FundsNetwork: Taking pension exams next month or just need a refresher?
With over five hours of content, broken down in snippets of eight-minute tutorials, FundsNetwork's library of retirement technical videos can help you prepare for CII pension exams. Their video focusing on exam technique tips is particularly popular at this time of year.
FundsNetwork: Business challenges facing financial advisers
80% of advisers say that compliance burden and regulatory change are among their top three business challenges. Time and money, moving goalposts and client engagement are the main reasons cited. Take a look at FundsNetwork’s research, to find out what else keeps your peers awake at night and some ideas to tackle these challenges.
FundsNetwork: Explaining how pension withdrawals are taxed
To aid your client conversations, download FundsNetwork’s guide 'Explaining how pension withdrawals are taxed'.
FundsNetwork's guide to pension and ISA allowances
FundsNetwork's guide to pension and ISA allowances can help support your conversations with clients at this time of the year. It sets out the key information your clients may need about tax, to understand how they can make the most of their savings. You'll find this guide under the 'Client' segment in both the 'Pension' and 'ISA' sections of FundsNetwork's tax year end support zone.
FundsNetwork: Annual allowance and utilising carry forward
To help your clients understand the importance of maximising their pension contributions, check FundsNetwork’s factsheets on annual allowances and carry forward. You will also find information for clients who are affected by the tapered annual allowance, explaining how this is calculated and what happens if the allowance is exceeded. Visit FundsNetwork’s tax year end hub and select the ‘Pension’ tab.
FundsNetwork’s lifetime allowance technical guide
Lifetime allowance (LTA) planning has undergone a range of changes over the years. FundsNetwork’s technical guide covers the key aspects, such as transitional protection, enhancements and reductions, test trigger events and the LTA charge.