Industry news and views from Panacea and our partners.
M&G Wealth
M&G wealth: Is any investment decision ever truly passive?
With index concentration rising and benchmark labels telling less of the full story, the active vs passive debate is missing the point. Read M&G's Lighthouse article for expert insight on why deliberate implementation matters more than ever – and how PruFund puts it into practice.
M&G wealth: A closer look at what's really inside your multi-asset funds
An independent whitepaper from Verve takes a closer look at what really sits inside today's multi-asset funds – exploring concentration risk, private markets exposure and portfolio resilience. Includes five practical prompts to help you review your client portfolios with confidence.
M&G: Inflation is reshaping the case for private markets
With inflation more persistent and volatile, the traditional equity-bond relationship is becoming less reliable. Read M&G's Lighthouse article for expert insight on how private markets can strengthen diversification and build resilience across inflation regimes.
M&G wealth: Award-winning technical support, ten years running
M&G has been named Best Technical Support for Paraplanners at the Professional Paraplanner Awards 2026 - for the 10th year in a row - and Best Provider Website for the second year running. Explore Tech Matters for expert insight, tools and answers to your trickiest technical questions.
M&G: Middle East conflict: a multi-asset perspective
With conflict in the Middle East disrupting energy markets and reshaping inflation and rate expectations, clients are looking to you for clarity. Read M&G's Lighthouse article for expert multi-asset insight to help guide confident client conversations.
M&G wealth: IHT Top Trumps: Which strategy comes out on top?
Sharpen your IHT planning with the final session of M&G's Trusts School (16 July). Compare trusts with annuities, whole of life and Business Relief through practical case studies, earn up to 70 minutes of CII CPD, and take away insights for client conversations.
M&G: Trusts School – Remaining Sessions
There's still time to join the remaining sessions in M&G's Trusts School series. Build confidence in trust planning conversations with practical guidance, technical insights and CII-accredited structured CPD. The series runs until 16 July 2026.
M&G: Lighthouse Edition 2
Lighthouse Edition 2 is now available. Explore the latest market insights to support informed client conversations and portfolio decisions.
M&G: Prudential International achieves highest-ever AKG ratings
Prudential International has achieved an A financial strength rating and 5 stars for service from independent ratings agency AKG. These are the strongest ratings received to date and reflect both financial strength and service delivery. The latest AKG assessment is available to support adviser due diligence and research activity.
M&G: Trusts School – Session 3 reminder
Join Session 3 of our Trusts School series to explore key trust types, when to use them, and the pitfalls advisers need to watch for.
M&G: What is a safe haven now?
Are traditional safe haven assets still delivering? Explore how changing market conditions are reshaping where resilience can be found.
The Prudential Guaranteed Income Plan
With gilt yields at their highest levels since 2008, now could be the time to lock in attractive, guaranteed returns for your clients.
M&G: What is a safe haven now?
Are traditional safe haven assets still fit for purpose? Our latest Lighthouse outlook explores shifting market dynamics and where advisers can now find resilience in portfolios. Read the full article here
M&G: Trusts School Events
Build your confidence in advising on trusts with M&G’s 6-part Trusts School (11 June – 16 July). Join expert-led sessions, earn up to 420 minutes of CII CPD, and gain practical insights you can apply immediately. Learn more and sign up here
M&G: Trusts School Events
Build your confidence in advising on trusts with M&G’s 6-part Trusts School (11 June – 16 July). Gain practical insights you can apply immediately, join live Q&As, and earn up to 420 minutes of CII-accredited structured CPD
M&G: Visualising diversification in PruFund
Interested in how PruFund delivers diversification in practice? Our latest graphics provide a transparent view of how each £1 in £1,000 is allocated, helping you clearly demonstrate the breadth of the underlying portfolio and its role in supporting long-term outcomes, particularly retirement longevity.
M&G: Onshore or offshore? Making sense of Insurance Bonds
Thursday 21 May – 10am Insurance bonds are firmly back on advisers’ radar – but do you fully understand where they add the most value today? Join M&G for their upcoming technical session where they’ll cut through the noise and take a practical look at how insurance bonds can be used more effectively in client portfolios.Register here
M&G: PruFund as an income engine
This guide explores PruFund as an income engine, outlining how it may be used to support retirement income alongside other investments, and the key considerations advisers take into account when assessing suitability and sustainability.
M&G: Built for a smoother investment experience
PruFund has supported investors for more than 21 years. Its combination of scale, structure and smoothing is designed to help manage short term market movements and offer a steadier investment experience. It aims to help investors stay invested as conditions change.Watch the 21-year journey to see what PruFund has delivered for those invested in it.Past performance isn’t a guide to future performance. View video
M&G: Offshore bonds taxation explained
Offshore investment bonds are widely used in tax and estate planning, but understanding how and when they’re taxed is key. This article explains how offshore bonds are treated for UK tax purposes, including how gains are assessed and the main reliefs that may be available. Read article here
M&G: Enhanced flexibility for the Prudential Guaranteed Income Plan
The Prudential Guaranteed Income Plan now offers greater flexibility, with term options extended from 5 - 15 years to 3 - 30 years.
M&G: Our capital markets philosophy and outlook
M&G outline how they use valuation discipline, structural analysis and scenario modelling to build diversified portfolios designed to navigate multiple future paths.
M&G: Planning with pensions in the IHT net - a case study
On Demand Event - Join Les Cameron, Head of Technical at M&G, as he works through a real life case study on the effects of pensions being brought into the IHT net and, more importantly, what you may want to do about it.
M&G: Women, wealth, and the age of AI
Recent research from Unbiased shows that women are 45% more likely than men to have inherited assets as part of their overall wealth, indicating that a large scale transfer is underway.
M&G: Onshore or offshore? Making sense of insurance bonds
21 May. With the increasingly harsh environment for tax-exposed investments, more and more planners are recommending insurance bonds to deliver outcomes for their clients. Structured CPD accredited by CII
M&G: Accessing the Prudential Guaranteed Income Plan
The Prudential Guaranteed Income Plan provides clients with a secure, guaranteed income stream, lump sum or both - helping managed longevity risk and offer peace of mind, even in uncertain markets.
M&G: Interactive Blending Case Study
This case study shows how advisers can use the Prudential Retirement Account, PruFund, and Prudential Guaranteed Income Plan to help clients plan and manage their retirement income. It highlights practical strategies for each stage of retirement. Download and save a copy to get the full experience, including the voiceover. Download case study >
M&G: Valuations as our north star
Much of last year’s performance has been valuation-driven rather than fundamentals-led. This section explains why starting valuations remain a useful anchor when setting long?term expectations.
M&G: AI and the elephant in the room: market concentration
AI continues to drive markets, but leadership is narrow. Our global lens highlights where opportunities are broadening beyond the US, helping you frame the risks and rewards in today’s tech?driven landscape.
M&G: What is a safe haven now?
Traditional safe-haven assets aren’t behaving as reliably as they once did. We explore how diversifying across defensive assets and low?correlation strategies can help strengthen resilience across client portfolios.